Buying a new smartphone has become increasingly difficult for many consumers in Pakistan as mobile prices continue to rise due to taxes and currency pressures. For buyers who find it hard to pay the full amount upfront, a new 0% installment offer is providing some relief by allowing eligible customers to purchase selected Samsung and Xiaomi Redmi phones through easy monthly payments.
Under this offer, customers can get smartphones on interest-free installments with monthly payments starting from as low as Rs. 1,192. The facility is being offered exclusively to Meezan Bank Payroll Partners account holders, meaning only salaried individuals receiving salaries through participating payroll accounts can avail the scheme.
The installment plan allows buyers to spread payments over flexible tenures ranging from three months to a maximum of 24 months. According to the offer details, no additional markup or financing charges are applied, making it a Shariah-compliant and budget-friendly option for eligible customers.
The lineup includes entry-level smartphones for basic users as well as premium options for those looking for higher performance and storage. Xiaomi models such as the Redmi A5 and Redmi 15 are part of the offer, catering to users who want affordable Android phones for everyday use, social media, and light gaming.
Samsung’s offerings include models from its Galaxy A series and extend all the way up to the Galaxy S25 FE. This gives consumers the option to choose a mid-range device or a near-flagship phone without the burden of paying a large lump sum upfront. Even higher-priced devices can be managed through longer installment plans.
A small down payment, calculated at around five percent of the phone’s price, is required at the time of purchase. After that, customers can pay fixed monthly installments depending on the selected tenure. The longer the tenure, the lower the monthly payment, making it easier to manage household expenses.
For many buyers, especially salaried individuals, this offer provides a practical way to upgrade their smartphones without disturbing their monthly budget. With zero percent financing and a wide range of Samsung and Redmi devices available, the scheme offers flexibility and affordability, provided customers meet the eligibility criteria through Meezan Bank’s payroll partnership.
Also read: PTA Approved iPhone 12 Pro Max: Interest-Free Instalments
