Investment through Roshan Digital Accounts has reached $13.647 billion since the scheme was launched.
The latest figures were shared by the State Bank of Pakistan (SBP). The data shows continued interest in the account scheme among overseas Pakistanis.
In July 2026, inflows through Roshan Digital Accounts reached $282 million. This represented a 52 percent increase compared with $185 million in July last year.
However, monthly inflows declined compared with the previous month. July’s investment was 8 percent lower than the $306 million recorded in June 2026.
Despite the monthly decline, the overall value of investment has continued to grow. The total number of Roshan Digital Accounts has also crossed 956,000.
The scheme allows overseas Pakistanis to invest in various financial products in Pakistan. Non-resident Pakistanis who own companies abroad can also participate.
Funds invested through the accounts can be repatriated under existing rules. Profits earned through these investments can also be sent back abroad.
According to the SBP data, $2.118 billion from the total funds received has been repatriated. Meanwhile, $8.603 billion has been utilized within Pakistan.
The figures show that a significant portion of the funds has supported investments and financial activities locally. The remaining amount represents net repatriable liability.
The net repatriable liability currently stands at $2.926 billion. This figure reflects funds that remain subject to repatriation under applicable rules.
The investment breakdown also shows strong interest in both conventional and Islamic products. Conventional National Savings products account for $684 million.
Islamic National Savings Certificates (NPCs) represent the largest investment category. They account for approximately $1.316 billion.
Roshan Equity Investments have attracted around $151 million. Other liabilities account for another $76 million.
The balance currently held in accounts stands at $699 million. Overall, the amount repatriated and utilized has reached $10.721 billion.
The latest data highlights the continued role of Roshan Digital Accounts in attracting foreign currency from overseas Pakistanis.
The scheme provides non-resident Pakistanis with access to investment opportunities in the country. It also offers a mechanism for transferring eligible funds back abroad.
July’s year-on-year growth indicates stronger inflows compared with the same period in 2025. However, the month-on-month decline shows that investment levels can vary.
The State Bank continues to monitor the scheme and publish updates on its performance. The latest figures provide an overview of investment activity through the accounts.
With more than 956,000 accounts now registered, the scheme has attracted a large overseas Pakistani customer base.
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The cumulative investment of $13.647 billion further reflects the scale of funds raised through the initiative. The figures include investments accumulated since the scheme began.
