Bank Alfalah has introduced a new installment-based offer that allows customers to purchase brand new HP laptops with a starting monthly payment of just Rs. 10,000. The initiative is aimed at making laptops more accessible for professionals, students, and freelancers facing high upfront costs.
Under the offer, customers can buy selected HP ProBook and EliteBook models through Bank Alfalah’s Smart Buy Scheme (SBS). Instead of paying the full price at once, eligible credit card holders can spread payments over several months.
The bank is offering 0% markup on selected tenures, meaning customers only pay the actual price of the laptop without additional interest charges. This feature is expected to attract buyers looking for affordable financing options.
Customers choosing 0% markup plans will still be required to pay a one-time processing fee along with applicable Federal Excise Duty. Bank Alfalah clarified that these charges are part of standard banking policy.
For tenures outside the 0% markup category, a small markup is included in the monthly installment amount. However, the bank says these options remain competitive compared to conventional consumer financing plans.
Bank Alfalah is also offering free delivery on the laptops, reducing additional costs for customers. The offer is currently available for a limited time and applies only to selected HP laptop models.
The move comes at a time when laptop prices have surged due to inflation and currency depreciation, making upfront purchases difficult for many consumers. By offering installment flexibility, the bank aims to support digital access and productivity needs.
Industry observers say such financing schemes can help students, remote workers, and small businesses upgrade essential equipment without financial strain. HP ProBook and EliteBook models are widely used for business and professional purposes.
Customers interested in the offer can apply through Bank Alfalah’s credit card installment program and should review terms, eligible tenures, and charges before proceeding. Availability may vary based on stock and card eligibility
Also read: Bank Alfalah to Establish Exchange Company
