United Bank Limited has introduced an attractive auto financing option for Suzuki Cultus buyers through its UBL Drive program in 2026.
This initiative aims to make car ownership easier for middle-income Pakistanis seeking flexible monthly installment plans nationwide.
Under the scheme, customers can purchase a brand-new Suzuki Cultus with monthly installments starting from approximately Rs. 50,972.
The exact installment amount depends on the selected variant, down payment percentage, and financing tenure chosen by the buyer.
As of January 2026, Suzuki Cultus ex-factory prices vary across its three variants offered in the Pakistani market.
The Cultus VXR manual costs Rs. 4,089,490, the VXL manual is priced at Rs. 4,359,160, while the AGS variant stands at Rs. 4,591,460.
UBL Drive allows financing of up to 70 percent of the vehicle’s value, requiring a minimum down payment of 30 percent.
Customers can select repayment tenures ranging from one to five years for vehicles with engine capacity up to 1000cc.
The bank offers both conventional auto financing and Islamic financing through its UBL Ameen Drive option for Shariah-compliant customers.
Buyers may choose between fixed or floating markup rates, with floating rates linked to one-year KIBOR plus a bank spread.
Eligibility criteria include salaried individuals earning at least Rs. 35,000 monthly, aged between 21 and 60 years.
Self-employed applicants must earn Rs. 50,000 monthly, aged up to 70 years, and submit required documentation for approval.
Also read: Suzuki Launches Installment Plan for New Suzuki Alto
