The federal government has revised profit rates for several National Savings schemes in September 2026. The updated schedule affects returns available on major government-backed savings products.
According to the revised schedule, Defence Savings Certificates have a maturity period of 10 years. An investment of Rs. 100,000 can reach Rs. 300,000 after the full maturity period.
This represents a 200 percent increase over the original investment amount. The National Savings update applies to the revised schedule introduced in September 2026.
The investment grows gradually during the 10-year period. After the first year, Rs. 100,000 increases to Rs. 110,000.
The amount reaches Rs. 121,000 after two years. It then rises to Rs. 133,000 after three years.
After four years, the investment reaches Rs. 147,000. By the fifth year, its value increases to Rs. 163,000.
The amount continues to grow during the remaining maturity period. It reaches Rs. 182,000 after six years.
After seven years, the investment rises to Rs. 204,000. It reaches Rs. 230,000 after eight years.
The investment then increases to Rs. 262,000 after nine years. At the end of the 10-year period, it reaches Rs. 300,000.
The latest National Savings revision also covers other major savings products. These include Behbood Savings Certificates and several other government savings instruments.
The Central Directorate of National Savings regularly reviews profit rates for its schemes. The latest official schedule lists updated rates effective from September 2026.
Recent market reporting also confirms changes across several National Savings products. Defence Savings Certificates were listed at a revised rate of 11.61 percent. Behbood Savings Certificates were listed at 12.60 percent.
The changes provide updated returns for people using government-backed savings schemes. Investors should review the applicable rate and maturity conditions before making a deposit.
The National Savings schemes remain an important option for people seeking structured savings products. Each scheme has its own maturity period, eligibility rules and profit structure.
In other related news also read Government Starts Implementing New Pension Scheme
The revised September schedule gives investors updated information about expected returns. It also shows how a long-term Defence Savings Certificate investment can grow over time.
