Auto Financing in Pakistan Rises to Rs. 263 Billion by April 2025
Auto financing in Pakistan increased to Rs. 263 billion by the end of April 2025, up from Rs. 236 billion in March, as more buyers turn to bank leasing for new and used vehicles. This positive trend started in August 2024, when auto financing stood at Rs. 227.3 billion, though it remains below the June 2022 peak of Rs. 368 billion, according to the latest data from the State Bank of Pakistan.
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Consumer financing also saw growth, rising 11.1% year-on-year in April 2025 to reach Rs. 892 billion. Specifically, financing for personal use climbed 12.7% year-on-year to Rs. 268 billion, with a slight month-on-month increase of 0.2%.
However, credit for house building declined slightly by 2.4% year-on-year to Rs. 201 billion, down from Rs. 206 billion last year.
Overall, outstanding credit to the private sector reached Rs. 9.48 trillion in April 2025.
